Anyone know any good agencies or sites.
I have no credit
I can provide a cosigner, and I am employed.... need to get my car out the shop, the niggas are houndin me.
It's nothing better than to have credit - where you can basically borrow money against your own good name and pay it back in a payment plan.
There are agencies and sites out there but the thing is they are gonna DESTROY you in terms of very high/ unreasonable interest rates because credit (money) lenders will view you as a risk due to your credit situation.
You'd be better off going to friends/family to scrape up the cash - again I don't know your situation, but that interest rate will hit you up hard. At least using straight cash, you only are responsible for the $2500.
I just hate to hear that someone has no credit in 2008, it is a very important and valuable asset to have, especially in today's world. It's not a knock against you Sanova, because they don't teach this stuff in school systems.
The best thing I could do for you is show you some easy ways to build up your credit, so that you can be self-reliant and not have to go to these rip-off agencies in the future. I'm not selling you a service or nothing, I'll just drop some info on what I did to get my stuff tight - hit me on PM.