Not making excuses for anyone, but......
Some people are homebodies....Not everyone likes to go out carousing around town trying to get laid....or even going to the bar...I know a few people like that....it's all a matter of personal preference...
Also...some people may not have the $$$ to be going out...especially in some areas where the prices are crazy...
For example...I live outside Orlando...and if I just hit up a local bar..I'm dropping a decent amount of money just to have a few drinks...I have my money concentrated on other things right now and sacrificed that for bigger things...the slores will always be there....lol.
You're missing the point. Chumps think it's just about money and they feel they have to qualify themselves through money, possessions, etc.
The rich doctor's wife still fucks the poor pool boy though. Why?
Girls want "excitement" and cats to be "interesting." They want an excuse to do shit without being responsible (the serendipity argument.) It might be a swagger thing or just interpersonal skills - but even the wealthiest women like an INTERESTING GUY to spend time with more than a guy with MONEY.
The money guy is the chump she uses to borrow money so she can meet up with the interesting guy.
If you have both, then it's doubly awesome. But don't make excuses for yourself. When I was younger and had zero cash I would take girls on "picnics" n' shit. You just have to be INTERESTING and FUN to hang out with.